Gross for the shift
$0
For tradespeople working out of town
Know what your cheque should say.
You're on the road, working under an agreement you never signed, away from a hall you trust — the easiest cheque in the country to short. Stubby reads that agreement to the penny: rates, overtime, dues and every fund. No account, nothing leaves your phone.
Not in a union? Stubby works for you too — enter your own rate, overtime and vacation and it runs your real take-home, week by week. Then measure a union total package against it — base plus pension, health & welfare, vacation and training — and see the honest gap, even the weeks non-union comes out ahead. Try it
No account
No SIN or docs
Runs on your device
Official 2026 CRA rates
STUBBY / PAY-WEEK
live
Base
$0.00/hr
Counts toward your total package — leave 0 if none.
Any union or company agreement. Reading your rates, dues and funds straight from the document is coming soon — for now the numbers land in "Enter your own" for you to confirm.
Take-home
$0
this week · after tax
Total package
$0
what you're really worth
Effective rate
0%
Net / hour
$0
Funds to you
$0
The wedge
Five things the generators and the generic tax calculators can't do.
We looked at the whole field — Canadian take-home calculators, US overtime tools, and pay-stub generators. Each is weak exactly where the trade needs strength.
01
Knows your agreement
The major Ontario building trades are built in — IBEW, Carpenters, Labourers, Millwrights, Boilermakers, Operating Engineers, the UA pipe trades and more — each with its real rate ladder, overtime and funds. Not in a union? Enter your own employer's terms and the same pay week runs. Depth for the trade, open to everyone.
02
Total compensation
Your employer pays H&W, pension, RRSP and stabilization on top of your cheque. Stubby shows the whole package, lived week by week — not just net.
03
Double Bubble
What is one more shift actually worth after tax and dues? Stubby answers the question every trades worker asks before saying yes to Saturday.
04
Private by design
No account, no SIN, no upload. Everything computes on your device and stays there. The stub generators collect everything — Stubby is the opposite.
05
A companion, not a one-shot
Log your week, keep your history, watch your YTD build and plan the next job. The others forget you the moment you close the tab.
"Same work, better pay" — proven.
The union total-comp pitch works because it's true. Stubby is the first tool that makes it personal, accurate and yours — every single week.
Double Bubble
"Is the extra shift worth it?" Now you'll know before you answer.
Overtime and double-time look huge on the rate sheet — then tax and dues take a bite. Stubby computes the real, in-your-pocket value of one more shift at your actual marginal rate, and shows what it adds to your pension and benefit funds too.
Try it — the numbers below are computed live from the local and classification you picked in the calculator above.
ONE MORE SHIFT · —
$0
in your pocket · after tax & dues
+ to your funds
$0
vs. the field
Everyone does a slice. Stubby does the whole pay week.
We built Stubby after using all of them. Here's the honest scorecard.
| Capability | Stubby | Take-home calculators |
Overtime tools |
Pay-stub generators |
|---|---|---|---|---|
| Knows your agreement — built-in or manual (upload soon) | Yes | No | No | No |
| CPP / CPP2 / EI + every province's tax | Yes | Yes | US only | US only |
| Overtime & double-time by day | Yes | No | Yes | No |
| Total-package (employer funds) value | Yes | No | No | No |
| Double Bubble "one more shift" | Yes | No | No | No |
| Scan or type your real stub to reconcile | Yes | No | No | No |
| Weekly history & auto-YTD | Yes | No | No | No |
| No account · runs on-device | Yes | Ads | Signup | Collects all |
A companion for the whole term
Log the week. Keep the history. Plan the next job.
Weekly log
Tap in your hours each week. Stubby remembers your local, your rate, your patterns — and builds a running record you own.
Auto-YTD
Gross, tax, CPP, EI, dues and fund contributions accumulate automatically, so tax time is a glance, not a hunt.
Reconcile & plan
Match Stubby to your real cheque to calibrate it to the penny, then project what a big-OT month or a road job would actually pay.
Pricing
Free forever for the calculator. Pro when Stubby becomes your record.
The free tier is the real thing — no ads, no account, no watered-down math. Pro is for people who want history, planning and export.
Free
$0
always
- Full CBA-accurate calculator
- Overtime, double-time & Double Bubble
- Total-package value
- Scan a pay stub — fills your numbers, on-device
- Runs on-device, no account
Pro
Stubby Pro
$4/mo
cancel anytime
- Everything in Free
- Cheque history & auto-YTD
- Year-end forecast & projections
- Earnings by job
- RRSP room & refund impact
- Encrypted sync & PDF/CSV export · soon
Ready when you are
Know exactly what you earn — and what you're worth.
Pick your local, log your week, and let the agreement do the math. Free, private, and built for the trade.
Open the calculator